Infonavit, the Institute of the National Housing Fund for Workers, is an essential institution for employees in Mexico. This body is responsible for managing the housing fund and providing loans to workers for the acquisition, construction or remodeling of a home. However, it is natural that sometimes we need to verify the number of points accumulated in our Infonavit history. Fortunately, there are several technical and simple ways to check how many points you have in Infonavit. In this article, we will explore in detail the methods available so that you can easily check your Infonavit score, thus ensuring greater control and understanding of your credit history.

1. Introduction to Infonavit and the points system

2. What are points in Infonavit and how are they accumulated?

Points in Infonavit are a measure that is used to determine the amount of credit that a worker can obtain when applying for housing. These points accumulate over time and are based on different factors such as the worker's salary, credit history, and length of contribution to the Institute. The more points a worker accumulates, the greater the amount of credit he can access.

There are different ways to accumulate points at Infonavit. One of the main ways is to make contributions to the Housing Subaccount, both by the worker and the employer. These contributions are calculated based on the worker's salary and are used to create a fund that is used to grant loans. Each contribution made adds points to the worker.

Another way to accumulate points is through participation in housing programs promoted by Infonavit, such as the Mejoravit Program or the Voluntary Savings Program. These programs offer the worker the possibility of earning additional points, which increases their credit capacity. In addition, Infonavit also rewards workers who pay their mortgage loan on time, granting them additional points in recognition of their good behavior.

3. Importance of knowing how many points you have in Infonavit

Knowing how many points you have in Infonavit is of vital importance for all workers affiliated with this program. These points are key to knowing if you are meeting the necessary requirements to access credit, whether to buy or improve a home. In addition, they allow you to know the maximum amount of credit that you can access and can affect the discount percentage established by Infonavit on your monthly salary.

To know your Infonavit points, there are various options available that allow you to access this information at any time and quickly. One of the simplest ways is to enter the official Infonavit website and crear una cuenta staff. Once you have created your account, you can check your points directly from the portal, where you will find a specific section for this purpose.

Another option is to use the Infonavit mobile application, available for both iOS devices like Android. This application gives you immediate access to all the information related to your Infonavit credit, including your accumulated points. You just need to download the application, log in with your data of user and you will be able to consult your points easily and quickly at any time and place.

4. Steps to check how many points you have in Infonavit

To check how many points you have in Infonavit, it is important to follow the following steps:

1. Enter the official Infonavit website: www.infonavit.org.mx

2. Locate the “My Account” option at the top of the site and click on it.

3. Next, select "Login" and enter your username and password. If you do not have an account, you will need to create one by following the steps indicated on the page.

4. After logging in, go to the “Infonavit Points” section. Here you can find the number of points you have accumulated so far.

5. If you would like a detailed explanation of how your points are calculated, click the link provided on the page.

Remember that points in Infonavit are accumulated according to certain criteria, such as contribution time, salary, age and other factors. If you have questions or need more information, you can contact the Infonavit customer service number: 800-008-3900.

5. Accessing the Infonavit portal to verify your points

To access the Infonavit portal and verify your points, you must follow the following steps:

1. Enter the official Infonavit website: www.infonavit.org.mx.

• In the portal, look for the “My Account” option and click on it.

2. Now, you must enter your phone number social Security and password in the corresponding fields. If you do not have an account, you can register by following the steps indicated on the website.

• If you forgot your password, you can recover it through the "Recover password" option that you will find in the same form.

3. Once you have logged in, look for the “Infonavit Points” or “Check Points” section. Here you will find a summary of the points accumulated in your account.

• In some cases, you may need to provide additional information, such as your CURP or birthdate, to be able to access your points.

Follow these steps and you will be able to quickly access the Infonavit portal and verify your points. Remember that it is important to keep an updated record of your points to take advantage of the benefits this institution offers!

6. Detailed explanation of how to search for the points section on the Infonavit portal

To search for the points section on the Infonavit portal, you must follow the following steps:

1. Access the official Infonavit website and log in with your username and password.

2. In the main menu, search and select the “Infonavit Account” option.

3. Once inside the account section, scroll down until you find the “Infonavit Points” section. Here you can get all the information related to your accumulated points.

4. If you want to get a detailed explanation of how Infonavit points are calculated, click on the link provided. A new window will open with details of each of the aspects that are considered for its calculation.

Remember that Infonavit points are an important measure to know the status of your credit and the possible improvements you can make. If you have any questions, see the FAQ section or contact customer service.

7. How to get your Infonavit account statement to know your points

When you need to know your points in Infonavit, it is essential to get your account statement. To do so, follow these simple steps:

1. Enter the Infonavit portal using your number social security and your password. If you don't have an account, sign up using the instructions provided.

2. Once you are logged in, find the “Account Statement” option in the main menu and click on it.

3. Now you will be able to see your updated account statement, which will include important information such as your personal information, your credit number, your account balance and the number of points accumulated. Remember that these points determine your ability to obtain a mortgage loan through Infonavit.

By following these steps, you will be able to easily obtain your Infonavit account statement and know your current points. Remember to review it periodically to be informed of your progress and to ensure that you are meeting the necessary requirements to obtain a mortgage loan. Don't miss the opportunity to get the house of your dreams with the help of Infonavit!

8. Understanding the points classification in Infonavit and its impact on your benefits

The classification of points in Infonavit is a fundamental aspect that you must understand to make the most of your benefits. These points determine your ability to access a mortgage loan and also determine the amount you can get. It is important to understand how these points work and how they are calculated to make informed financial decisions.

There are different factors that influence the classification of points in Infonavit. One of them is the worker's salary, since it is taken into account to determine how many points will be awarded. Another factor that is considered is the contribution time, that is, the time you have been working and making contributions to Infonavit. In addition, the balance you have accumulated in your housing subaccount is also considered.

To better understand how points work in Infonavit, it is useful to know how they are calculated. There are different formulas and tables used to determine the number of points you will be awarded. These formulas take into account the different factors mentioned above, such as salary, contribution time and the accumulated balance in your housing subaccount. With this information, a point classification is assigned that will determine your benefits and credit options.

9. What to do if you find an error in the counting of your points in Infonavit

If you have found an error in the counting of your points in Infonavit, do not worry, as you can take measures to solve it. Here are some steps you can follow to resolve this problem:

Step 1: Check your account statement
The first thing you should do is carefully review your Infonavit account statement. Check if the points assigned to you are correct and if there are any errors in the counting. If you find any discrepancies, it is important that you keep a copy of the statement as evidence for future reference.

Step 2: Contact Infonatel
Once you have identified an error in the counting of your points, it is recommended that you contact Infonatel, Infonavit's telephone service. You can call the number 800 008 3900 to raise your situation and receive guidance on how to proceed.

Step 3: Provide the necessary documents
Infonatel will request certain documents from you in order to resolve the problem efficiently. Make sure you have your phone number handy. Social Security, your account statement and any other documentation that supports your claim. Provide this information clearly and concisely to avoid delays in resolving the issue.

10. Recommendations to keep regular track of your points in Infonavit

Maintaining regular monitoring of your points at Infonavit is essential to stay on top of your credit situation and ensure you get the benefits to which you are entitled. Here we present some recommendations to carry out this monitoring an effective form:

1. Create an account on the Infonavit portal: To access your information and accumulated points, it is necessary to create an account on the official Infonavit portal. Enter your personal information and create a strong password to protect your information.

2. Check your points: Once you have logged in, you will be able to verify your accumulated points in Infonavit. This information will allow you to know how many points you have available and what benefits you can request.

3. Carry out regular monitoring: It is advisable to regularly monitor your points in Infonavit to stay informed about possible changes. Check your account at least once a month to make sure your points are being properly accumulated and to know what credit options are available to you.

11. Other methods to verify your points in Infonavit

If you want to verify your points in Infonavit, there are other methods besides the traditional ones. One of them is through the Infonavit application, which allows you to keep track of your points directly from your mobile device. To do so, you must download the application from the app store from your phone and log in with your Infonavit username and password. Once you have accessed your account, you will be able to check your points and perform any other action related to your mortgage loan.

Another method to verify your points at Infonavit is through the official website. To do so, you simply have to go to the Infonavit page and log in with your username and password. Once inside your account, you will find a section where you can check your points and get detailed information about your credit. In addition, on the website you will also find tools and calculators that can be useful to estimate your credit capacity and know the benefits to which you are entitled.

In addition to the mobile application and the website, you can also get information about your points at Infonavit through the institute's advisors. We recommend that you go to one of the Infonavit offices or contact them by phone to receive personalized advice. Infonavit advisors will be able to provide you with updated information about your points, as well as resolve any questions or concerns you may have regarding your mortgage credit.

12. How to interpret the points information in your Infonavit account statement

To take full advantage of the benefits of your Infonavit credit, it is essential to understand how to interpret the points information on your account statement. Here is a detailed guide that will help you understand and use this important tool:

1. Identify the different concepts: In your account statement, you will find various concepts related to your Infonavit points. Some of the most common are: Accumulated Points, Used Points, Pending Points, and Expired Points. These concepts give you an overview of how you have used your credit and how many points you have available to use.

2. Calculate the points used and pending: Calculating the points used and pending is essential to know how many points you have used to date and how many you have left available. To do this, you must subtract the Accumulated Points from the Used Points and Pending Points. This information will allow you to plan your future credit applications or know the number of points you will need for a certain purpose.

3. Take advantage of online tools: Infonavit offers online tools and resources to facilitate the interpretation of your points account statement. You can access the Infonavit portal and use its points calculator, which will help you perform the calculations quickly and accurately. In addition, the portal gives you access to tutorials and examples that will guide you in the process of interpreting and using your Infonavit Points.

13. Additional benefits available for those with a high Infonavit score

By having a high score on Infonavit, you will have access to a series of additional benefits that can maximize your chances of getting the home you want. These benefits are designed to give you greater financial flexibility and better options for your future home. Here are some of the benefits you can enjoy:

• Access to a greater amount of credit: With a high score at Infonavit, you will be able to obtain a higher amount of credit, which will allow you to acquire a home of greater value. This gives you the opportunity to choose from a wider range of real estate options.
• Preferential interest rates: Applicants with a high Infonavit score can access preferential interest rates, which means they will pay less interest over the term of the loan. This represents significant savings in the long term and allows you to allocate resources to other aspects of your life.
• Longer payment term: Infonavit offers a longer payment term for those with a high score, which translates into lower monthly payments and the possibility of having greater room for maneuver in your family budget. This gives you greater financial stability and allows you to plan your long-term finances more effectively.

Remember that these additional benefits are subject to certain conditions and requirements that you must meet. We recommend that you consult with Infonavit or go to a branch to obtain detailed information about the benefits available for your particular case. Make the most of your high score at Infonavit and get closer to your dream of owning your own home!

14. Conclusion and final tips to keep your history updated in Infonavit

In conclusion, keeping your history at Infonavit updated is of utmost importance to guarantee adequate access to the benefits and services provided by this institution. Here are some final tips to ensure your history is always up to date and accurately reflects your situation:

1. Regularly review your file online through the Infonavit platform. Verify that personal, employment and financial information is correct and up to date. If you find any discrepancies or errors, take the necessary steps to correct them as soon as possible.

2. Maintain constant communication with your employer to ensure that contributions to Infonavit are made in a timely manner. If you notice any irregularities in payments, notify your company and take the necessary measures to resolve the situation.

In conclusion, knowing the number of points we have at Infonavit is vital to access the various benefits and programs offered by this institution. Through the different options that we have mentioned, such as the Infonavit portal, the My Infonavit Account app and sending a text message, it is possible to obtain this information quickly and easily.

Remember to keep your data up to date on the platform and having your Social Security Number (SSN) will allow you to access a wide range of benefits and options to improve your quality of life and achieve the dream of having your own home.

If you have doubts or face difficulties in consulting your points, it is advisable to contact Infonatel or go to one of the Infonavit offices, where trained personnel can provide you with the necessary assistance.

Infonavit is concerned about providing transparency and ease in its services, and points consultation is no exception. Take advantage of this tool to be aware of your credit situation and make the most of the benefits to which you are entitled.

Don't forget that your Infonavit score may vary over time, whether due to advance payments, age, time spent contributing, or different programs or schemes that you are going to use. For this reason, it is advisable to check your points regularly to stay aware of your progress and make informed decisions regarding your credit.

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