⁤ If you are a worker in ‌Mexico, you may be familiar ‌with the housing program of the National Housing Fund for Workers Institute, better known as Infonavit. This ‍program‌ gives you the opportunity to accumulate points that will allow you to obtain credits to purchase a home. However, it is ‌important to be aware⁢ of how many ⁤Infonavit points ⁢ you have, so you can ⁣plan and make informed decisions about your housing future.⁢ Fortunately, knowing‌ your Infonavit points It's easier than you think, and this article will guide you through the steps to verify them. Keep reading to discover⁢ how to know your Infonavit points quickly and easily!

– Step by step --⁢ How to Know Your ⁢Infonavit Points

• Enter the official page of the Institute of the National Housing Fund for Workers (Infonavit).
• Log in with your social security number and your PIN. If you don't have a PIN, you can easily generate one online.
• Once inside your ⁢account, look for the option that says⁤ “Check your Infonavit points” ‌or “My profile”.
• Click on that option to see the detailed breakdown of your accumulated points.
• Review each ⁤section ‌carefully to understand how your points are calculated and what areas you can improve.

FAQ

1. How can I know how many points I have in Infonavit?

1. Enter the official Infonavit website.
2. Log in with your username and password.
3. Once inside your account, look for the “My ‌Infonavit points” section.
4. You will be able to see there the amount of points you have accumulated.

2. How many points do I need for an Infonavit loan?

1. The minimum score required to obtain an Infonavit credit is 116 points.
2. This​ score ‌is calculated ⁢based on your ⁤salary, age and time⁢ of contributions.
3. Consult the official Infonavit points tables to see the specific requirements according to your profile.

3. How can I increase my Infonavit points?

1. Increase⁢ your salary ‍to⁢ get more⁢ points.
2. Remain employed and contributing to Infonavit for longer.
3. Participate in housing and savings programs that offer additional points for your savings efforts.
4. Check the Infonavit page to learn other ways to increase your points.

4. Can I use someone else's Infonavit points?

1. No, Infonavit points are personal and non-transferable.
2. Only the account holder can use their points to request credit.
3. Points cannot be transferred or shared with family or friends.

5. What happens if I don't reach the necessary points for an Infonavit loan?

1. If you don't reach the necessary score, you can look for options to increase your points.
2. Consider increasing your salary, staying longer, or participating in savings and housing programs.
3. If you cannot reach the minimum score, you can also explore other mortgage loan options with financial entities.

6. Can I combine Infonavit points with those of my spouse for a loan?

1. Yes, you can add the Infonavit points of both spouses to get a joint credit.
2. This will allow you to access a greater amount of credit and additional benefits.
3. Both spouses must be working and contributing to Infonavit to earn their points.

7. What happens if I no longer work, can I lose my Infonavit points?

1. If you stop working and contributing to Infonavit, you will not lose your accumulated points.
2. Infonavit points remain in your account even if you are not working.
3. You can use your points in the future when you decide to apply for a mortgage loan.

8. Can I sell my Infonavit points to another person?

1. No, Infonavit points cannot be sold or transferred to other people.
2. Points are exclusive to the account holder and can only be used by him or her.
3. Any attempt to sell Infonavit points is considered fraud and may have legal consequences.

9. Can I ⁢use my Infonavit points to ⁢buy land?

1. Yes, you can use your ⁢Infonavit points to buy land as long as it meets certain conditions.
2. Consult with Infonavit for the specific options and requirements to use your points to purchase land.
3. Points can be applied to the purchase of land to build a home.

10. Do I have to have an Infonavit account to accumulate points?

1. Yes, it is necessary to have an Infonavit account to accumulate points.
2. The ⁢account is opened automatically when ⁤you start working and contributing‍ in Infonavit, it is not necessary to carry out additional procedures.
3. The Infonavit account is personal and each worker has their own points account.

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